HOMEOWNERSAGED 50+PAUL KINGHead of AprilKingProtect your homefrom future carehome feesApel KeuHere for yoa& your family since isst.Your guide to protectingwere tilYoUryour familys inheritance.Does this sound familiar to you?"We've made our Wills, leaving everythingto each other first and then to the children."These are known as Mirror Wills. Sounds reassuring enough, doesn't it?But your children could end up with very little-or even nothing at all.April King Legal have prepared a jargon-free guide to protecting your hard-earnedassets. Get in touch for your FREE copytoday. Your details remain confidential andwill never be passed to any third partyIf your surviving spouse has to go into care, theywill have to use their assets to pay for their careuntil they get down to their last £14,250.Therefore, it's not a good idea to leave your halfshare of the home to your surviving partner butinstead leave them the USE of your share. This canbe achieved by making new Property Trust Wills.This half would then NOT be included in anyfuture means test calculations for care fees.The surviving spouse is free to sell their shareof the home, raise cash or move house. Yourchildren are powerless to intervene but simplyhave to wait for their inheritance, as they wouldhave done previously.This invaluable information guide explainswhy we do NOT recommend giving thehouse to your children during your lifetime(deliberate deprivation) or selling up andmoving into an annex in their gardenThese legitimate steps must be taken whileyou are both alive and in reasonably goodmental health. It is therefore important forcouples to act NowOUR CLIENTSSAY TO US...Most of our clients come to us having alreadymade standard Mirror Wills, or they've beenmeaning to make a Will but simply haven't gotaround to it. With Property Trust Wills, yourselfand your spouse/partner each leave your halfshare of the home to the children in Trust, butstate that they are not to receive it during thelifetime of the surviving spouse/partnerIt also includes details of Lasting Power ofAttorney and our special Bloodline TrustWills which help prevent your children andgrandchildren from losing their inheritancedue to a child's divorce, remarriage orfinancial difficulties.Weve worked hard and savedall our lives. Why should theLocal Authority get it all?April King has prepared a FREE, no obligation information pack for youGet your copy now from aprilking.co.uk or call us FREE onApril King01904 236102LegalCalls to this number are free from landlines and mobiles Lines open Mon-Fri Bam-ipm, Sat &Sun 9am-6pmYour local office is: Suite 7, Fast Floor, Tower House, Fishergate,York O104UAApril King has over 50 offices across the UK.O Apri King Legal 2013

Date: 11 July 2018

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HOME OWNERS AGED 50+ PAUL KING Head of April King Protect your home from future care home fees Apel Keu Here for yoa& your family since isst. Your guide to protecting were til YoUr your familys inheritance. Does this sound familiar to you? "We've made our Wills, leaving everything to each other first and then to the children." These are known as Mirror Wills. Sounds reassuring enough, doesn't it? But your children could end up with very little-or even nothing at all. April King Legal have prepared a jargon- free guide to protecting your hard-earned assets. Get in touch for your FREE copy today. Your details remain confidential and will never be passed to any third party If your surviving spouse has to go into care, they will have to use their assets to pay for their care until they get down to their last £14,250. Therefore, it's not a good idea to leave your half share of the home to your surviving partner but instead leave them the USE of your share. This can be achieved by making new Property Trust Wills. This half would then NOT be included in any future means test calculations for care fees. The surviving spouse is free to sell their share of the home, raise cash or move house. Your children are powerless to intervene but simply have to wait for their inheritance, as they would have done previously. This invaluable information guide explains why we do NOT recommend giving the house to your children during your lifetime (deliberate deprivation) or selling up and moving into an annex in their garden These legitimate steps must be taken while you are both alive and in reasonably good mental health. It is therefore important for couples to act Now OUR CLIENTS SAY TO US... Most of our clients come to us having already made standard Mirror Wills, or they've been meaning to make a Will but simply haven't got around to it. With Property Trust Wills, yourself and your spouse/partner each leave your half share of the home to the children in Trust, but state that they are not to receive it during the lifetime of the surviving spouse/partner It also includes details of Lasting Power of Attorney and our special Bloodline Trust Wills which help prevent your children and grandchildren from losing their inheritance due to a child's divorce, remarriage or financial difficulties. Weve worked hard and saved all our lives. Why should the Local Authority get it all? April King has prepared a FREE, no obligation information pack for you Get your copy now from aprilking.co.uk or call us FREE on April King 01904 236102 Legal Calls to this number are free from landlines and mobiles Lines open Mon-Fri Bam-ipm, Sat &Sun 9am-6pm Your local office is: Suite 7, Fast Floor, Tower House, Fishergate,York O104UA April King has over 50 offices across the UK. O Apri King Legal 2013

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